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If you are not a DFS certified sales financing professional here are a few
reasons why membership makes good business sense:
Gain an edge in an increasingly competitive job market
The CCFM designation is highly respected by employers as a standard
of true excellence and professionalism in the heavy equipment financing
industry. This is why CCFM's and students enrolled in the CCFM program
are in high demand. The program’s combination
of strong academic preparation and practical work experience gives
you the edge in today's competitive job market.
Employers recognize that as a CCFM or student enrolled in the CCFM
Program, not only do you have a strong academic background, but
you are also required to obtain relevant work experience. They
know that as you progress through the CCFM Program, you are
being prepared to serve more of their customer’s financing
needs.
Furthermore, CCFM's must participate in continuing professional development
and strictly adhere to a highly respected code of professional conduct. By
enrolling in the CCFM Program and earning a CCFM designation,
you have proven your dedication and commitment to the heavy equipment industry.
CCFM Certification Program
Click the above link to see a flowchart of the CCFM Certification Program.
CCFM's are in high demand
CCFM's are in high demand because equipment dealers need professionals
who understand equipment and business financing. As a CCFM, you will have
the knowledge and experience to work in any environment, ranging
from the small business to the large corporation. You will have
the confidence that comes from knowing you have successfully met our indsutries
most rigorous standards, you are a member of an elite group of sales professionals.
Portability
The CCFM designation is being recognized throughout the world. As a CCFM
or student enrolled in the CCFM program of professional studies, you will
have the ability to transfer your designation or completed course credits
from country to country and from one type of equipment dealer to another.
The CCFM designation says you are qualified to service all types of equipment
customers.
Higher Income Potential
On average CCFM's earn 10% more than any other professional equipment
financing professional. Nevertheless, you do not have to wait until you
receive your CCFM designation to be in demand in the marketplace!
As you progress through the program, your ongoing work experience
will help you advance to more challenging and rewarding financing
opportunities.
Recent salary surveys show that students and members of CCFMA achieve
incomes ranging between $50,000 and $120,000 annually. Salaries
vary between regions, equipment industries, and positions, but with
a CCFMA designation, you will earn more.
It is simple: journeymen earn more than apprentices, CPA's earn more than
bookeepers, being professionally trained and certified for heavy equipment sales
financing gives you an edge over generic finance experiences or training.
Professional Courtesies:
Customers, salesmen, lenders, and employers have a high degree
of professional respect for CCFM's and those students enrolled in
the CCFMA Program. They recognize that students in the CCFMA Program
demonstrate high levels of dedication and competence, and are being
professionally groomed under the most demanding financial management
curriculum.
Flexible Training You Can Earn While You Learn:
The CCFMA Program offers an innovative blend of independent and
collaborative distance education learning resources using both hardcopy
materials and leading-edge technologies. You can take advantage
of internet-based features such as an online course mentor and networking
with students enrolled in the CCFMA program across Canada, th USA, and throughout
the world.
Training Program Curriculum of Studies for Students:
- Financial Statements
- Needs Assessment
- Credit Development
- Risk Assessment
- Credit Presentations
- Finance Strategies
- Finance Law
- Delivery Planning & Execution
- Sales Support Duties
- Elements of Customer Satisfaction
- Ethics
- Pricing (interest rates and "non-price" pricing)
- Cross Sales (insurance)
- Lender Management
- Office Organization
- Administration
- Management Reporting
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